Open Enrollment/ Renewal Tips

What Can I do during Open Enrollment?    

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Small Groups/ Small Business (under 100 employees):

Change plans within the same carrier (upgrade/ downgrade or move to a similar plan)

Change to a new insurance carrier

Add new or existing employees who currently need coverage

Add dependents of employees (spouse/ children)

Add a dental/ vision rider (if available)

Dates:  The month prior to the policy renewal month

 

Medicare (Annual Election Period- AEP)

Change to a new Medicare Advantage plan

Change to a new prescription drug plan

Dates:  October 15th-December 7th

 

Medicare (Medicare Advantage Open Enrollment Period)

Change Medicare Advantage plans

  • Sign up for a stand-alone Medicare Part D Prescription Drug Plan (if you return to Original Medicare).
  • Drop your stand-alone Medicare Part D Prescription Drug Plan

Dates:  January 1st-March 31st

 

Individual:

Change plans within the same carrier

Enroll in a new plan & carrier without needing a qualifying event

Dates:  November 1st 2018 – January 31st 2019

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