What Can I do during Open Enrollment?
Small Groups/ Small Business (under 100 employees):
Change plans within the same carrier (upgrade/ downgrade or move to a similar plan)
Change to a new insurance carrier
Add new or existing employees who currently need coverage
Add dependents of employees (spouse/ children)
Add a dental/ vision rider (if available)
Dates: The month prior to the policy renewal month
Medicare (Annual Election Period- AEP)
Change to a new Medicare Advantage plan
Change to a new prescription drug plan
Dates: October 15th-December 7th
Medicare (Medicare Advantage Open Enrollment Period)
Change Medicare Advantage plans
- Sign up for a stand-alone Medicare Part D Prescription Drug Plan (if you return to Original Medicare).
- Drop your stand-alone Medicare Part D Prescription Drug Plan
Dates: January 1st-March 31st
Individual:
Change plans within the same carrier
Enroll in a new plan & carrier without needing a qualifying event
Dates: November 1st 2018 – January 31st 2019